We deliver clinical insights for employer groups, giving underwriters the data they need to price accurately and win more deals. Identify high-risk members before they become shock claims and compete with confidence.
Traditional underwriting relies on limited information: census files, fragmented claims data, and employee health questionnaires. We give you a verified clinical signal you can trust — pulled from real medical records via nationwide health information networks.
Catch high-risk members before they become shock claims with real clinical data from medical records, not self-reported health questionnaires.
Get far more context on member health history and clinical patterns to accurately predict future claims and recurrence risks.
Confidently lower premiums when the group is truly low-risk, backed by verified clinical insights instead of incomplete data.
Compete and win against underwriters pricing blind by having access to clinical visibility they don't have.
Provide us with the employer census file for the group you're underwriting. We accept standard file formats and make the process seamless.
Our system connects to national health information exchanges and matches each census member to their medical records across the nationwide network.
We return enriched data files with verified clinical insights for every eligible member — giving you the full picture for accurate risk assessment.
Health Information Exchanges were created so healthcare organizations can access clinical data for specific individuals. These same networks support other permissible uses of health information — including certain insurance and risk-assessment activities by properly authorized entities.
We've built the compliant infrastructure needed to query clinical data networks, match records to census members, and return verified clinical insights safely and securely. We handle the complexity — you get clean, actionable risk intelligence.